Tax rebate for jointly owned home loan

our home is jointly owned by my father, my brother and me. we have paid total intrest of nearly 2,85,000 and prinicpal nearly 55000. No my question is can I take the full principal rebate plus intrest rebate limit up to 1,50,00 per person or it will be divided among three as 33.33% each?

The account from which Emi goes is in the name of my brother, and I transfer some amount per month to his account,

If you have taken the home loan in joint name, the tax benefit (for both principal repayment and interest paid) would be available to all of you if the house is also in joint name.

The tax benefit is available in the proportion of EMIs paid by each. You can claim benefit to the extent of your actual contribution in the repayment of loan & payment of interest.

Each person has to claim as per his share proportion. In your case 33.33% .